/* =========================================================================
   Garden State Securities — Design System
   Palette: deep navy + muted gold. Serif display + clean sans body.
   ========================================================================= */

:root {
  /* Brand */
  --navy-900: #0a1830;
  --navy-800: #0f2240;
  --navy-700: #16345e;
  --navy-600: #1f4576;
  --gold-600: #9c7f3e;
  --gold-500: #c2a35a;
  --gold-400: #d2b873;
  --gold-300: #e4d3a3;

  /* Neutrals */
  --ink: #18222f;
  --slate: #4a5a6e;
  --slate-light: #6b7a8d;
  --line: #e4e8ee;
  --paper: #ffffff;
  --paper-2: #f6f8fb;
  --paper-3: #eef2f7;

  /* System */
  --radius: 10px;
  --radius-lg: 16px;
  --shadow-sm: 0 1px 2px rgba(15, 34, 64, .06), 0 1px 3px rgba(15, 34, 64, .04);
  --shadow: 0 8px 24px rgba(15, 34, 64, .08);
  --shadow-lg: 0 20px 50px rgba(10, 24, 48, .16);
  --container: 1140px;
  --font-serif: "Fraunces", Georgia, "Times New Roman", serif;
  --font-sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* ------------------------------ Reset ----------------------------------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img { max-width: 100%; display: block; }
a { color: var(--navy-700); text-decoration: none; transition: color .15s ease; }
a:hover { color: var(--gold-500); }
h1, h2, h3, h4 { font-family: var(--font-serif); font-weight: 600; line-height: 1.15; color: var(--navy-800); margin: 0 0 .5em; letter-spacing: -.01em; }
p { margin: 0 0 1rem; }

/* ------------------------------ Layout ---------------------------------- */
.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.section { padding: 84px 0; }
.section--tight { padding: 56px 0; }
.section--paper2 { background: var(--paper-2); }
.section--navy { background: var(--navy-800); color: #e9eef5; }
.section--navy h1, .section--navy h2, .section--navy h3 { color: #fff; }
.eyebrow {
  font-family: var(--font-sans);
  text-transform: uppercase;
  letter-spacing: .14em;
  font-size: .76rem;
  font-weight: 600;
  color: var(--gold-500);
  margin: 0 0 14px;
}
.section--navy .eyebrow { color: var(--gold-400); }
.lead { font-size: 1.18rem; color: var(--slate); max-width: 60ch; }
.section--navy .lead { color: #c4d0de; }
.center { text-align: center; }
.center .lead { margin-left: auto; margin-right: auto; }

/* ------------------------------ Buttons --------------------------------- */
.btn {
  display: inline-flex; align-items: center; gap: .5rem;
  font-family: var(--font-sans); font-weight: 600; font-size: .98rem;
  padding: 13px 26px; border-radius: 8px; cursor: pointer;
  border: 1.5px solid transparent; transition: all .18s ease; white-space: nowrap;
}
.btn--gold { background: var(--gold-500); color: var(--navy-900); box-shadow: 0 6px 18px rgba(194,163,90,.28); }
.btn--gold:hover { background: var(--gold-400); color: var(--navy-900); transform: translateY(-1px); box-shadow: 0 10px 24px rgba(194,163,90,.36); }
.btn--navy { background: var(--navy-800); color: #fff; }
.btn--navy:hover { background: var(--navy-700); color: #fff; transform: translateY(-1px); }
.btn--ghost { background: transparent; color: var(--navy-800); border-color: var(--line); }
.btn--ghost:hover { border-color: var(--navy-800); color: var(--navy-800); }
.btn--ghost-light { background: transparent; color: #fff; border-color: rgba(255,255,255,.4); }
.btn--ghost-light:hover { border-color: var(--gold-400); color: var(--gold-400); }
.btn-row { display: flex; flex-wrap: wrap; gap: 14px; }

/* ------------------------------ Header ---------------------------------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.9); backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid var(--line);
  box-shadow: 0 1px 0 rgba(15,34,64,.04), 0 6px 24px -18px rgba(15,34,64,.5);
}
.site-header__inner { display: flex; align-items: center; justify-content: space-between; height: 78px; }
.brand { display: flex; align-items: center; gap: 12px; }
/* Header logo has a near-white background — multiply blends it into the bar. */
.brand__logo { height: 48px; width: auto; }
/* Slight vertical nudge to align the header logo with the nav links */
.site-header .brand__logo { transform: translateY(1px); }
.brand__logo--footer { height: 48px; }
.brand__text { display: flex; flex-direction: column; line-height: 1.1; }
.brand__name { font-family: var(--font-serif); font-weight: 600; font-size: 1.08rem; color: var(--navy-800); letter-spacing: -.01em; }
.brand__sub { font-size: .68rem; text-transform: uppercase; letter-spacing: .14em; color: var(--gold-500); font-weight: 600; }
.nav { display: flex; align-items: center; gap: 4px; position: relative; }
.nav a {
  font-family: var(--font-serif); font-size: 1rem; font-weight: 600; color: var(--slate); padding: 8px 13px; border-radius: 6px;
  white-space: nowrap;
}
.nav a:hover { color: var(--navy-800); background: var(--paper-3); }
.nav a.is-active { color: var(--navy-800); font-weight: 600; }
.nav a.is-active::after {
  content: ""; display: block; height: 2px; background: var(--gold-500);
  margin-top: 5px; border-radius: 2px;
}
/* Gold underline that slides from tab to tab on hover (positioned by JS) */
.nav__indicator {
  position: absolute; left: 0; top: 0; width: 0; height: 2px;
  background: var(--gold-500); border-radius: 2px; opacity: 0; pointer-events: none;
  transition: left .25s cubic-bezier(.4,0,.2,1), width .25s cubic-bezier(.4,0,.2,1), opacity .2s ease;
}
/* When the slider is active, it replaces the static per-tab underline */
.nav--slide a.is-active::after { display: none; }
@media (max-width: 760px) {
  .nav__indicator { display: none; }
  .nav--slide a.is-active::after { display: block; }
}
.header-cta { margin-left: 10px; }
.nav__cta { display: none; } /* Client Login — shown only inside the mobile menu */
.nav-toggle { display: none; background: none; border: 0; cursor: pointer; padding: 8px; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: var(--navy-800); margin: 5px 0; transition: .2s; }

/* ------------------------------ Hero ------------------------------------ */
.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(1200px 500px at 80% -10%, rgba(194,163,90,.18), transparent 60%),
    linear-gradient(160deg, var(--navy-900) 0%, var(--navy-800) 55%, var(--navy-700) 100%);
  color: #fff;
}
.hero__inner { padding: 96px 0 104px; max-width: 760px; }
.hero--page .hero__inner { padding: 76px 0 64px; }
.hero h1 { color: #fff; font-size: clamp(2.2rem, 4.6vw, 3.5rem); margin-bottom: 18px; }
.hero .eyebrow { color: var(--gold-400); }
.hero p { color: #c8d4e3; font-size: 1.2rem; max-width: 58ch; }
.hero .btn-row { margin-top: 30px; }
.hero__pattern {
  position: absolute; inset: 0; pointer-events: none; opacity: .5;
  background-image: linear-gradient(rgba(255,255,255,.03) 1px, transparent 1px);
  background-size: 100% 38px;
  -webkit-mask-image: linear-gradient(to bottom, transparent, black 30%, black 70%, transparent);
          mask-image: linear-gradient(to bottom, transparent, black 30%, black 70%, transparent);
}

/* ---- Home hero: mountain photo + alpenglow (sunlight sweeps down) ------- */
.hero--home { position: relative; isolation: isolate; }
.hero--home .hero__bg { position: absolute; inset: 0; overflow: hidden; z-index: 0; }
.hero__layer--photo {
  position: absolute; inset: 0;
  background-image: var(--hero-img); background-size: cover; background-position: center 42%;
}
/* Pre-dawn shadow that slides down to reveal the lit peaks from the top */
.hero__shade {
  position: absolute; left: 0; right: 0; top: 0; height: 200%;
  background: linear-gradient(to bottom, rgba(8,16,34,0) 0%, rgba(8,16,34,.8) 16%, rgba(8,16,34,.9) 100%);
  animation: gss-alpenglow 7.5s ease-in-out .4s forwards;
}
/* Warm light front that sweeps down the peaks, repeating every few seconds */
.hero__sun {
  position: absolute; left: 0; right: 0; top: -60%; height: 65%; z-index: 1; pointer-events: none;
  background: linear-gradient(to bottom, transparent, rgba(255,205,140,.26) 45%, rgba(255,180,100,.08) 72%, transparent);
  mix-blend-mode: screen;
  animation: gss-sun 11s ease-in-out .4s infinite;
}
/* Tint for legible white text over the photo */
.hero__scrim {
  position: absolute; inset: 0; z-index: 1; pointer-events: none;
  background:
    linear-gradient(90deg, rgba(8,16,34,.86), rgba(8,16,34,.5) 34%, rgba(8,16,34,.12) 64%, rgba(8,16,34,0)),
    linear-gradient(180deg, rgba(8,16,34,.5), rgba(8,16,34,.1) 28%, rgba(8,16,34,.45));
}
.hero--home .hero__pattern { z-index: 1; }
.hero--home .hero__inner { position: relative; z-index: 2; }
@keyframes gss-alpenglow { from { transform: translateY(0); } to { transform: translateY(100%); } }
@keyframes gss-sun {
  0%   { transform: translateY(0);    opacity: 0; }
  5%   { opacity: 1; }
  60%  { transform: translateY(340%); opacity: 1; }
  66%  { transform: translateY(340%); opacity: 0; }
  100% { transform: translateY(340%); opacity: 0; }
}
@media (prefers-reduced-motion: reduce) {
  .hero__shade { transform: translateY(100%); animation: none; }
  .hero__sun { display: none; }
}

/* ------------------------------ Pillars --------------------------------- */
.pillars { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.pillar {
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 28px 24px; box-shadow: var(--shadow-sm); transition: transform .18s ease, box-shadow .18s ease;
}
.pillar:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.pillar__icon { width: 38px; height: 38px; color: var(--gold-500); margin-bottom: 14px; }
.pillar h3 { font-size: 1.18rem; margin-bottom: 8px; }
.pillar p { font-size: .95rem; color: var(--slate); margin: 0; }

/* on navy backgrounds */
.section--navy .pillar { background: rgba(255,255,255,.04); border-color: rgba(255,255,255,.12); box-shadow: none; }
.section--navy .pillar p { color: #b9c6d6; }

/* ------------------------------ Service cards --------------------------- */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.card {
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 30px; box-shadow: var(--shadow-sm); display: flex; flex-direction: column;
  transition: transform .18s ease, box-shadow .18s ease;
}
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.card h3 { font-size: 1.3rem; }
.card p { color: var(--slate); flex: 1; }
.card__link { font-weight: 600; color: var(--navy-700); margin-top: 8px; }
.card__link::after { content: " \2192"; color: var(--gold-500); }

/* ------------------------------ Sections / prose ------------------------ */
.section-head { max-width: 64ch; margin-bottom: 40px; }
.section-head.center { margin-left: auto; margin-right: auto; }
.prose { max-width: 70ch; }
.prose p { color: var(--slate); font-size: 1.05rem; }
.split { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: start; }

/* anchored content blocks */
.block { padding-top: 28px; border-top: 1px solid var(--line); margin-top: 40px; }
.block:first-child { border-top: 0; margin-top: 0; padding-top: 0; }
.block h2 { font-size: 1.7rem; }

/* Checklist */
.ticklist { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 10px 28px; }
.ticklist.one-col { grid-template-columns: 1fr; }
.ticklist li { position: relative; padding-left: 30px; color: var(--ink); }
.ticklist li::before {
  content: ""; position: absolute; left: 0; top: 7px; width: 18px; height: 18px;
  background: var(--gold-500);
  -webkit-mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path d='M20 6L9 17l-5-5' fill='none' stroke='black' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/></svg>") center/contain no-repeat;
          mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path d='M20 6L9 17l-5-5' fill='none' stroke='black' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/></svg>") center/contain no-repeat;
}

/* Process steps */
.steps { counter-reset: step; display: grid; gap: 14px; margin-top: 8px; }
.step {
  display: grid; grid-template-columns: auto 1fr; gap: 18px; align-items: start;
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 18px 22px;
}
.step__num {
  counter-increment: step; width: 38px; height: 38px; border-radius: 50%;
  background: var(--navy-800); color: var(--gold-400); font-family: var(--font-serif);
  font-weight: 600; display: grid; place-items: center; font-size: 1.05rem;
}
.step__num::before { content: counter(step); }
.step h4 { margin: 4px 0 4px; font-size: 1.05rem; }
.step p { margin: 0; color: var(--slate); font-size: .96rem; }

/* Stat row */
.stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 28px; }
.stat { text-align: center; padding: 22px; border: 1px solid rgba(255,255,255,.14); border-radius: var(--radius); background: rgba(255,255,255,.04); }
.stat__value { font-family: var(--font-serif); font-size: 2.3rem; color: var(--gold-400); font-weight: 600; line-height: 1; }
.stat__label { font-size: .9rem; color: #c4d0de; margin-top: 8px; text-transform: uppercase; letter-spacing: .06em; }

/* Trust badges */
.trust { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.trust__item {
  text-align: center; padding: 24px 18px; border: 1px solid var(--line);
  border-radius: var(--radius); background: var(--paper);
}
.trust__badge { font-family: var(--font-serif); font-weight: 600; color: var(--navy-800); font-size: 1.05rem; margin-bottom: 6px; }
.trust__detail { font-size: .85rem; color: var(--slate-light); margin: 0; }

/* Team */
.team { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.member { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; box-shadow: var(--shadow-sm); }
.member__name { font-family: var(--font-serif); font-weight: 600; font-size: 1.2rem; color: var(--navy-800); margin: 0; }
.member__role { color: var(--gold-500); font-weight: 600; font-size: .85rem; text-transform: uppercase; letter-spacing: .06em; margin: 4px 0 12px; }
.member p { color: var(--slate); font-size: .95rem; margin: 0; }

/* Leadership simple list */
.people { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.people--four { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 980px) { .people--four { grid-template-columns: repeat(2, 1fr); } }
.person { padding: 20px 22px; border: 1px solid var(--line); border-left: 3px solid var(--gold-500); border-radius: 8px; background: var(--paper); }
.person__name { font-family: var(--font-serif); font-weight: 600; color: var(--navy-800); font-size: 1.08rem; }
.person__role { color: var(--slate); font-size: .9rem; }

/* Leadership bios — drop-down accordion */
.bios { display: grid; gap: 14px; }
.bios__group {
  font-family: var(--font-sans); text-transform: uppercase; letter-spacing: .12em;
  font-size: .8rem; font-weight: 700; color: var(--slate-light); margin: 0 0 16px;
}
.bios__group--mt { margin-top: 44px; }
.bio {
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius);
  box-shadow: var(--shadow-sm); overflow: hidden;
  transition: box-shadow .18s ease, border-color .18s ease;
}
.bio:hover { box-shadow: var(--shadow); }
.bio.is-open { border-color: var(--gold-400); box-shadow: var(--shadow); }
.bio__head {
  display: flex; align-items: center; gap: 18px; width: 100%;
  background: none; border: 0; cursor: pointer; text-align: left;
  padding: 16px 20px; font-family: inherit; color: inherit;
}
.bio__head:focus-visible { outline: 2px solid var(--gold-500); outline-offset: -3px; border-radius: var(--radius); }
.bio__photo {
  width: 83px; height: 83px; border-radius: 50%; object-fit: cover; object-position: top center;
  flex: 0 0 auto; background: var(--paper-2); box-shadow: 0 0 0 1px var(--line), 0 0 0 4px var(--paper-3);
}
.bio__photo--ph {
  display: grid; place-items: center; font-family: var(--font-serif);
  font-weight: 600; font-size: 1.5rem; color: var(--navy-700);
}
.bio__id { display: flex; flex-direction: column; flex: 1 1 auto; min-width: 0; }
.bio__name { font-family: var(--font-serif); font-weight: 600; font-size: 1.14rem; color: var(--navy-800); line-height: 1.25; }
.bio__role { color: var(--gold-600); font-weight: 600; font-size: .8rem; text-transform: uppercase; letter-spacing: .05em; margin-top: 4px; }
.bio__head:hover .bio__name { color: var(--navy-700); }
.bio__chev { width: 22px; height: 22px; color: var(--slate-light); flex: 0 0 auto; transition: transform .25s ease; }
.bio.is-open .bio__chev { transform: rotate(180deg); color: var(--gold-500); }
/* Collapsible panel: animated via CSS grid rows (no JS height math) */
.bio__panel { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .3s ease; }
.bio.is-open .bio__panel { grid-template-rows: 1fr; }
.bio__panel-inner { overflow: hidden; min-height: 0; padding: 0 24px 0 121px; }
.bio.is-open .bio__panel-inner { padding-bottom: 24px; }
.bio__panel-inner p { color: var(--slate); }
.bio__panel-inner p:last-child { margin-bottom: 0; }
.bio__brokercheck { display: inline-block; margin-top: 18px; transition: opacity .15s ease; }
.bio__brokercheck img { max-width: 188px; width: 100%; height: auto; display: block; border-radius: 4px; }
.bio__brokercheck:hover { opacity: .9; }
@media (max-width: 600px) {
  .bio__head { gap: 14px; padding: 14px 16px; }
  .bio__photo { width: 67px; height: 67px; }
  .bio__panel-inner { padding: 0 16px; }
  .bio.is-open .bio__panel-inner { padding-bottom: 18px; }
}

/* Two-up cards (corporate) */
.duo { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }

/* Gold-check feature tiles (e.g., Investment Banking → Services) */
.svc-tiles { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 10px; }
.svc-tile {
  display: flex; align-items: center; gap: 12px;
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 16px 18px; box-shadow: var(--shadow-sm);
}
.svc-tile svg { flex: 0 0 auto; width: 20px; height: 20px; color: var(--gold-500); }
.svc-tile span { font-family: var(--font-serif); font-weight: 600; color: var(--navy-800); font-size: 1.02rem; line-height: 1.3; }
@media (max-width: 640px) { .svc-tiles { grid-template-columns: 1fr; } }

/* Selected transactions — tombstone gallery + lightbox */
.tombstones { display: grid; grid-template-columns: repeat(auto-fill, minmax(178px, 1fr)); gap: 18px; margin-top: 8px; }
.tombstone {
  position: relative; display: flex; align-items: center; justify-content: center;
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 16px; aspect-ratio: 215 / 230; box-shadow: var(--shadow-sm); cursor: zoom-in;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.tombstone:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: var(--gold-400); }
.tombstone img { width: 100%; height: 100%; object-fit: contain; }
.tombstone__zoom {
  position: absolute; top: 8px; right: 8px; width: 28px; height: 28px; display: grid; place-items: center;
  color: var(--navy-700); border-radius: 7px; opacity: 0; transition: opacity .18s ease;
}
.tombstone:hover .tombstone__zoom { opacity: 1; background: rgba(255,255,255,.92); box-shadow: var(--shadow-sm); }
.tombstone__zoom svg { width: 16px; height: 16px; }
.txn-disclaimer { margin-top: 30px; font-size: .82rem; color: var(--slate-light); max-width: 86ch; }

.gss-lightbox {
  position: fixed; inset: 0; z-index: 99999; display: none; align-items: center; justify-content: center;
  background: rgba(10,24,48,.86); padding: 6vmin; cursor: zoom-out; -webkit-backdrop-filter: blur(2px); backdrop-filter: blur(2px);
}
.gss-lightbox.open { display: flex; }
.gss-lightbox img { max-width: min(92vw, 720px); max-height: 88vh; width: auto; height: auto; border-radius: 8px; background: #fff; box-shadow: var(--shadow-lg); cursor: default; }
.gss-lightbox__close {
  position: absolute; top: 18px; right: 22px; width: 44px; height: 44px; border: 0; border-radius: 50%;
  background: rgba(255,255,255,.14); color: #fff; font-size: 1.9rem; line-height: 1; cursor: pointer; transition: background .15s ease;
}
.gss-lightbox__close:hover { background: rgba(255,255,255,.28); }
@media (max-width: 600px) { .tombstones { grid-template-columns: repeat(auto-fill, minmax(132px, 1fr)); gap: 12px; } }

/* Location chips */
.chips { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 10px; }
.chip { background: var(--paper); border: 1px solid var(--line); border-radius: 999px; padding: 9px 18px; font-size: .92rem; color: var(--ink); font-weight: 500; }
.chip--hq { border-color: var(--gold-500); background: #fffaf0; }

/* CTA band */
.cta-band { background: linear-gradient(135deg, var(--navy-800), var(--navy-700)); color: #fff; border-radius: var(--radius-lg); padding: 52px 48px; text-align: center; }
.cta-band h2 { color: #fff; }
.cta-band p { color: #c8d4e3; max-width: 52ch; margin: 0 auto 24px; }
.cta-band .btn-row { justify-content: center; }

/* Disclosure doc list */
.doc { border: 1px solid var(--line); border-radius: var(--radius); padding: 24px 26px; background: var(--paper); margin-bottom: 16px; }
.doc h3 { font-size: 1.15rem; margin-bottom: 6px; }
.doc p { color: var(--slate); font-size: .95rem; margin-bottom: 12px; }
.doc__links { display: flex; flex-wrap: wrap; gap: 10px; }
.doc__links a { display: inline-flex; align-items: center; gap: 6px; font-weight: 600; font-size: .9rem; padding: 8px 16px; border: 1px solid var(--line); border-radius: 7px; color: var(--navy-700); }
.doc__links a:hover { border-color: var(--gold-500); background: var(--paper-2); }
.brokercheck-badge { max-width: 255px; width: 100%; height: auto; border-radius: 8px; border: 1px solid var(--line); transition: opacity .15s ease, transform .15s ease; }
.brokercheck-badge:hover { opacity: .92; transform: translateY(-1px); }
.notice {
  background: #fff8ec; border: 1px solid var(--gold-300); border-left: 4px solid var(--gold-500);
  border-radius: 8px; padding: 18px 22px; color: #5a4a25; font-size: .95rem; margin-bottom: 32px;
}

/* Contact */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.contact-card { border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; background: var(--paper); }
.contact-card h3 { font-size: 1.15rem; margin-bottom: 14px; }
.contact-card .row { display: flex; gap: 10px; margin-bottom: 8px; font-size: .98rem; }
.contact-card .row .k { color: var(--slate-light); min-width: 78px; }
.contact-card .row .v { color: var(--ink); font-weight: 500; }
.map-wrap { border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow-sm); }
.map-wrap iframe { width: 100%; height: 340px; border: 0; display: block; }

/* ------------------------------ Footer ---------------------------------- */
.site-footer { background: var(--navy-900); color: #aebccd; padding: 56px 0 28px; font-size: .92rem; }
.site-footer a { color: #cdd8e6; }
.site-footer a:hover { color: var(--gold-400); }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1.4fr; gap: 40px; margin-bottom: 36px; }
.footer-brand .brand__name { color: #fff; }
.footer-brand p { color: #93a3b6; max-width: 36ch; margin-top: 12px; }
.footer-col h4 { color: #fff; font-family: var(--font-sans); font-size: .8rem; text-transform: uppercase; letter-spacing: .12em; margin-bottom: 14px; }
.footer-col ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 9px; }
.footer-disclaimer { border-top: 1px solid rgba(255,255,255,.12); padding-top: 22px; font-size: .82rem; line-height: 1.7; color: #8493a6; }
.footer-disclaimer p { margin: 0 0 8px; }
.footer-badges { display: flex; gap: 16px; flex-wrap: wrap; margin-top: 10px; }
.footer-badges a { font-weight: 600; color: #b9c6d6; font-size: .8rem; letter-spacing: .04em; }
.footer-badges a:hover { color: var(--gold-400); }

/* ------------------------------ Responsive ------------------------------ */
@media (max-width: 980px) {
  .pillars, .trust { grid-template-columns: repeat(2, 1fr); }
  .cards, .people { grid-template-columns: 1fr; }
  .split, .duo, .team, .contact-grid, .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .stats { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 760px) {
  .section { padding: 60px 0; }
  .nav, .header-cta { display: none; }
  .nav-toggle { display: block; }
  .site-header.open .nav {
    display: flex; flex-direction: column; align-items: stretch;
    position: absolute; top: 76px; left: 0; right: 0; background: #fff;
    border-bottom: 1px solid var(--line); padding: 12px 24px 18px; gap: 2px;
  }
  .site-header.open .nav a { padding: 12px 8px; }
  .nav a.nav__cta {
    display: block; margin-top: 10px; text-align: center; font-weight: 600;
    background: var(--gold-500); color: var(--navy-900); border-radius: 8px;
  }
  .nav a.nav__cta:hover { background: var(--gold-400); color: var(--navy-900); }
  .ticklist { grid-template-columns: 1fr; }
  .stats { grid-template-columns: 1fr; }
  .cta-band { padding: 40px 24px; }
  .hero__inner { padding: 70px 0 76px; }
}